How to Save Money on Car Insurance | Preferred Insurance Agency of La Crosse #shorts

#car #insurance #la-crosse #wisconsin #shorts How to Save Money on Car Insurance Paying for Car Insurance month after month seems like a pain, that is, until you need it. Just because auto insurance is required doesn’t mean there aren’t ways to save money. 1) Shop Multiple Insurance Providers 2) Combine Your Insurance Policies 3) Claim Any Insurance Discounts 4) Pay-by-the-Mile Insurance Policy 5) Reduce Your Insurance Coverage 6) Pay Your Bill Semi-Annually 7) Compare Insurance Prices Annually Taking the time to call us right now or fill out the form above could be a great way to add more money to your purse or wallet for the essentials required for taking care of your family. Similar Videos: https://youtu.be/gBcU3qc_m1g https://youtu.be/_5KCmrJRMoc Playlists: https://www.youtube.com/playlist?list=PLUgMAGwgSu90uk8KAPjZ38_dBox4hBlCP https://www.preferredlax.com/la-crosse-wisconsin/auto-insurance/ https://preferredinsurance.tumblr.com/post/617387291900592128/how-to-save-money-on-car-insurance-during-a

source https://www.youtube.com/watch?v=ZkD40GShQog

Can I Repair My Own Vehicle After Filing an Auto Insurance Claim?

Can I Repair My Own Vehicle After Filing an Auto Insurance Claim? Some drivers out there may have the skills to do their own auto repairs and may want to save money on repair expenses after an accident where the vehicle is destroyed or damaged. So what should you do after an accident and you have filed an auto insurance claim? Are you able to repair the vehicle yourself? In this article we’ll explain if this is something you can do without worry. More: https://www.preferredlax.com/can-i-repair-my-own-vehicle-after-filing-and-auto-insurance-claim/ Preferred Insurance Auto Insurance of La Crosse, WI https://www.preferredlax.com/la-crosse-wisconsin/auto-insurance/ #lacrossewi #carinsurance #autoinsurance Similar Videos: https://youtu.be/gBcU3qc_m1g Playlists: https://www.youtube.com/playlist?list=PLUgMAGwgSu90uk8KAPjZ38_dBox4hBlCP

source https://www.youtube.com/watch?v=_5KCmrJRMoc

Community: What is There to Do on Halloween in the La Crosse Area?

The La Crosse area has much to offer its residents with the bluffs and the river to enjoy in the summer, and now we can enjoy the crisp fall air and beautiful colors of the trees, but what is there to do on Halloween in the La Crosse Area. Well, in an effort to give back to the community we've created a guide to The Best Decorated Halloween Houses in La Crosse so now you don't have to wait until Halloween Night to do something spooky. This list of all of some of the best Halloween Houses in the Coulee Region, will make it easy for you to have all of the information all in one place including, name, address, viewing hours, and even a little bit of information about each display. We've also included a Best Halloween Houses of La Crosse Map so you know exactly where do go and it conveniently opens in Google Maps. If you've got kids, this will be the perfect Halloween Activity to enjoy, before the holiday or even make Tick or Treating, all that much more enjoyable. Sponsored by Preferred Insurance Agency of La Crosse Home Insurance

source https://www.preferredlax.com/article/community-what-is-there-to-do-on-halloween-in-the-la-crosse-area

Can I Repair My Own Vehicle After Filing an Auto Insurance Claim?

Some drivers out there may have the skills to do their own auto repairs and may want to save money on repair expenses after an accident where the vehicle is destroyed or damaged. So what should you do after an accident and you have filed an auto insurance claim? Are you able to repair the vehicle yourself? In this article we'll explain if this is something you can do without worry.

Can I Repair My Own Vehicle After an Auto Insurance Claim if It is Fully Paid Off?

If you have successfully paid off your entire vehicle there is a great chance that your auto insurer will allow you to perform the repairs yourself. In this case, you are able to use the check sent to you from the auto insurance company for whatever you please. Technically speaking you wouldn't even need to repair the vehicle with the payout.

Can I Repair My Own Vehicle After a Car Insurance Claim if I am Still Paying it Off?

In this case, your auto loan lender is actually, in a sense, a co-owner of the vehicle. Because of this, most lenders prefer to do vehicle repairs with a licensed auto-mechanic. If you just happen to be a licensed auto mechanic, then reach out to your insurance company and find out if this is something they will allow.

You Will Need A Quote From a Mechanic

Regardless of whether you want to undertake the project of repairing your vehicle yourself or take it in to be fixed by a certified mechanic, you will still need to take the vehicle in to a certified mechanic in order for them to assess the damage to you car, truck, motorcycle, or other vehicle and provide a credible estimate of how much it will cost to repair all damage that you can submit to the insurance adjuster. Because the potential for insurance scams exist, your insurance company will require what they consider to be a "real" estimate from a certified professional. Otherwise people may provide inflated repair cost estimates in order to get more money from the insurance company than would actually be required to fully repair the vehicle.

How Do I Find Out if I Can Repair My Own Vehicle After An Accident?

One thing you definitely want to do is find out if you are allowed to repair the vehicle yourself after filing a claim. You don't want to go ahead and do the repairs yourself only to find out this is not allowed per your car insurance policy and you end up paying all of the expenses out-of-pocket. The best thing for you to do to find out whether or not it is ok to repair your own vehicle after an accident is to reach out to your insurance company or insurance agent, they will be able to give you accurate information as to whether it is ok for you to go ahead with repairs or not. Another option would be to actually go ahead and read your insurance policy to see if it gives information on what to do in this situation. If it does, you will have a better understanding on what to do in this situation, if not, as mentioned above, reach out to your insurance agency or insurance company for the best information on how to move forward. Preferred Insurance Agency has helped countless drivers obtain car insurance and make the process easy by making sure you have the coverage you need. We can find you affordable car insurance in Wisconsin and we have local agents that you can speak with on the phone or in person. Call us now at (608) 881-6566 , fill out the online contact form above, or come in for an office visit, and stop worrying needlessly about your car insurance coverage. We’re here to put your mind at ease. Follow Us on Social Media: Facebook Tumblr Weebly Pinterest Blogger   You Might Also Be Interested In: Cheap Car Insurance in Onalaska, Wisconsin Preferred Car Insurance Wisconsin Winter Driving Tips What is the Minimum Required Car Insurance Coverage in Wisconsin? How to Save Money on Car Insurance During a Financial Emergency  

source https://www.preferredlax.com/article/can-i-repair-my-own-vehicle-after-filing-and-auto-insurance-claim

New Google My Business Post

 New Google My Business Post for Preferred Insurance Agency

Some drivers out there may have the skills to do their own auto repairs and may want to save money on repair expenses after an accident where the vehicle is destroyed or damaged. So what should you do after an accident and you have filed an auto insurance claim? Read our latest article to find out:

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Preferred Insurance Agency
401 King St
La Crosse, Wisconsin 54601
Phone: (608) 881-6566
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Boat Insurance in La Crosse, WI | Preferred Insurance Agency

from Preferred Insurance https://www.youtube.com/watch?v=ioT9OR0LOjs

Summer Is Here: Protect Yourself with Boat Insurance

Summer is in full swing and it’s that time of the year when Wisconsin comes alive with fantastic outdoor opportunities. People especially look forward to spending time on their boats on the thousands of lakes across the state. You can cruise the lakes and rivers for hours on your boat. Or, if you are a water sports enthusiast, you can go jet skiing, wakeboarding, and waterskiing. You can always spend hours relaxing and fishing on your boat, trying your luck at catching freshwater fish like sturgeon and walleye. With all this merriment is the consistent risk of boat time accidents occurring. According to USCG boating statistics, there were more than 4,168 recreational boating accidents in 2019. It resulted in 613 deaths, 2,559 injuries, and more than $55 million in property damage. About the possible boating accidents that may happen, there are so many possibilities. For example, there is the risk of: Hitting a "wingdam" in the river Hitting some floating logs The risk of injuring some other guests, water skiers The risk of another boat causing an accident

Boat and Marine Insurance

This is why most boaters don’t just invest so much money in a boat. They also make sure to protect their personal property and legal liability obligations if a boating accident occurs. And they do this by buying a boat or marine insurance. While boat and marine insurance are similar, marine insurance covers commercial vessels, and boat insurance covers recreational boaters. Some people don’t buy boating insurance because they have a homeowner’s insurance policy. However, they aren’t aware that homeowner’s insurance may at most cover a small boat in some circumstances. Most boat types require actual, additional boat insurance for complete protection. Like any insurance policy, boat insurance has various options to choose from. They depend on the amounts of your deductible and liability limits. Based on the policy you buy, the insurance helps cover losses if there’s an accident and property is damaged or people injured. The available coverage you can expect includes liability, medical payments, and water skier injury, and boat damages.

How Insurance Agencies Can Help

While boat insurance premiums are relatively low, you can save lots of money by doing some shopping around and comparisons. Boat insurance is somewhat flexible. So it’s worth getting multiple quotes on policies to make an informed decision based on the coverage and cost. Insurance agencies can help save you lots of time you would otherwise spend looking for the perfect insurance policy. An example is Preferred Insurance Agency which provides insurance quotes from multiple insurance providers in a single place. You can conveniently compare rates on the website to find the best boat insurance policy at the lowest but best price. So why waste more time? If you have a boat but don’t have boat insurance or are looking to save money on your existing insurance,contact Preferred Insurance Agency today and rest assured you and your family are protected this summer. Call (608) 881-6566 or visit our boat and marine insurance page to get started. Click here for directions to Preferred Insurance Agency of La Crosse    

source https://www.preferredlax.com/article/summer-is-here-protect-yourself-with-boat-insurance

Does Homeowners Insurance Cover Outdoor Structures? | Preferred Insurance Agency of La Crosse, WI

from Preferred Insurance https://www.youtube.com/watch?v=F9Q0JidHl-c

Does Wisconsin Homeowners Insurance Cover Outdoor Structures?

Does Wisconsin homeowners insurance cover your outdoor swimming pool and other structures damaged by Mother Nature? Mother Nature is so unpredictable. You never know when a natural disaster like tornados, storms and floods may strike. Any form of natural disaster can end up wreaking havoc on your property. When severe, it can end up damaging things you didn’t expect, like decks, fences, piers, docks, swimming pools, and hot tubs. With Wisconsin experiencing 30-40 days of thunderstorms and 23 tornados a year, it is always better to know and understand your home insurance coverage. The best way to do this is by understanding the basics about these claim payments. Payments are usually made based on whether the destroyed item is an independent structure or a part of your house structure. And it is made either as actual cash value (ACV) or replacement cost value (RCV).

Actual Cash Value

A policyholder receives ACV for any loss or damaged incurred to the insured property. It is the amount remaining after subtracting the item’s depreciation from the replacement cost. And depreciation is based on the item’s expected lifetime and its percentage of remaining life.

Replacement Cost Value

A policyholder may receive RCV as coverage for the damage inflicted to an insured property. It, however, is calculated based on the amount of money it will take to replace the item to its original condition.

Coverage for Various Outdoor Structures

Once you know your payment options, you next have to learn about the claim process for typical outdoor structures:

Picket Fence

It all depends on whether the picket fence is an independent structure or not. For example, an unattached picket fence is considered a separate structure and is eligible for actual cash value coverage. However, if you have an attached fence to keep your pets and kids safe while they play outside, then it’s covered at replacement cost value.

Outdoor Hot Tubs

An outdoor hot tub that’s sitting on an attached deck is more like a part of your home and covered by a replacement cost value. However, hot tubs on a separate patio that isn’t connected to your deck are separate structures. They are covered on an actual cash value basis.

Swimming Pools

When it comes to swimming pools, most aren’t directly attached to your home. However, home insurance providers may consider a pool with a wooden deck surrounding it to be a part of your home. Its claim payment will be made on a replacement cost value basis. Swimming pools without any connection to your home may require ACV coverage.

Docks

Docks are separate structures that aren’t attached to a building and usually receive actual cash value coverage. However, it’s a personal property if you have to store your dock on land in winter. These docks may get RCV coverage. Now that you know about ACV and RCV, the claim process is more straightforward if Mother Nature damages your property. You can accordingly review your home insurance policy with your Wisconsin insurance agent and make additions if required. Preferred Insurance Agency of La Crosse is the La Crosse area's #1 insurance company. We have the unique advantage of being able to run your home insurance quote through multiple insurance providers so we can get you the best price for the same home insurance coverage. Visit our La Crosse home insurance page for a homeowners insurance quote. For directions click here.

You might also be interested in:

Finding the Best Homeowners Insurance in La Crosse, WI What is Homeowners Insurance and What Does It Cover? Homeowner’s Insurance Tip – How Much Insurance Do I Need for My Home?

   

source https://www.preferredlax.com/article/does-wisconsin-homeowners-insurance-cover-outdoor-structures

Cheap Car Insurance in Onalaska, Wisconsin

Cheap Car Insurance in Onalaska, WI

Your full auto insurance coverage includes coverage for all of your car insurance policies in Wisconsin, as well as in all other states. This means that your car is protected from road accidents, no matter who is at fault.

At Preferred Insurance Agency, we get quotes from multiple insurance providers for our Onalaska Car Insurance clients, which means, we can provide you with the least expensive car insurance policy for the same (if not better) coverage.

Click here and contact one of our insurance agents, and we'll be happy to assist you.

While there are many different types of auto insurance policies available to quote in Wisconsin, we recommend that most drivers purchase full coverage to ensure that their own car is protected from damage caused by other drivers as well as yourself. Remember that when buying a policy, it is important to consider the location of your car, such as the location you are driving in Onalaska, WI. Assessing the components of each policy is the best way to find the economic cover that suits your needs.

Your car insurance provider will offer rates for each of these factors to ensure you are properly covered. The tariff factors offered by your car insurance provider help you to determine the best cover for your specific needs.

The "high risk category" is defined as people who often drive well above the permitted speed limit, drive on major motorways and federal roads and regularly have long distances to and from the city. 

Although we recommend full coverage, minimum liability insurance is one of the cheapest forms of car insurance you can buy because it only meets the requirements of the state insurance. We analyzed citations from the Wisconsin Department of Insurance, the Wisconsin State Insurance Board and the Wisconsin Insurance Commission. 

Every day, AAA Life Insurance Company helps people at all stages of their lives to get the best coverage for their loved ones. In addition, we can help you prepare for retirement with a retirement product that can improve the lives of your loved ones now and in the future. 

With several different options to choose from, it is easy to find affordable rates without sacrificing quality insurance coverage. If you are looking for an economic way to provide valuable life insurance, life insurance may be the best option. In general, these terms and conditions provide protection for a certain period of time and give you the added security that comes from knowing that your loved ones may have less financial burdens in your absence. 

In addition to helping you shop around, we can also help you find Onalaska auto insurance discounts that could help you save money on your car insurance. If you drive clean, take a driving safety test course or combine your home and car insurance with the same insurer, you can reduce the cost of your premiums. Sometimes there are discounts for drivers who pay their premiums in full, for teenagers and for teens who keep good grades at school. 

When you purchase collector car insurance, your insurance company will match the current value of your car and pay the agreed value minus your excess if you have a total loss in the future. Beyond physical damage cover, classic car insurance will look like any other policy you had on any other car, including third party insurance. 

If you are interested in taking out insurance for a classic car, we are at your disposal to provide you with our expert advice on the best classic car insurance in Alaska. 

The cheapest option is motor insurance, but it is recommended that drivers take out more coverage than required. Minimum insurance policies only cover injuries and property damage to other drivers, so you will have to pay for your own repairs out of your own pocket. If you do not pay the minimum coverage for your own injuries or damages, you are responsible for any damages or injuries you suffer. 

While cheap car insurance ensures cover for both your vehicle and yourself, it does not leave any damage in your wallet. As you prepare to purchase insurance in Onalaska, you should have a good idea of the level of insurance you will need. The essential factors that need to be met should be at the top of your list, such as age, gender, race, income, driver's age, vehicle type and insurance cover.

Once you have figured out what range you need, it is up to you to truthfully describe what you drive most often, how often you drive and what type of vehicle you use. 

If applying for insurance is something no one would like to do, it is highly likely that you will need insurance at some point. When this time comes, it is good to know that the car insurance with which you have taken out a policy will be able to process your claim. Overall, you can rely on Preferred Insurance Agency's excellent customer service throughout the process and for Onalaska residents, make sure you are properly covered, at the cheapest price.

source https://www.preferredlax.com/article/cheap-car-insurance-in-onalaska-wisconsin